With nationwide coverage, government partnerships, Nama utility integration, water and electricity bill payments, telecom recharge, fines, digital wallet services, and in-app insurance — Khedmah is the most complete digital payment platform in Oman.
Whether you want to pay your electricity bill, water bill, mobile recharge, government fees, or manage services in one place, Khedmah delivers unmatched convenience, security, and reliability.
Khedmah is not limited to just one utility or one provider. It connects you to multiple government and private service providers across Oman, including:
Electricity bill payments (Nama and related entities)
Water bill payments (including Dhofar water services)
Telecom recharges & postpaid bill payments
ROP payments
Wallet top-ups and digital transactions
Insurance services and renewals
Instead of installing multiple apps, Khedmah brings everything into one secure platform.
Unlike many apps that operate digitally only, Khedmah offers both digital and physical service channels across Oman.
This means:
App users enjoy instant payments
Walk-in customers are supported through Khedmah branches nationwide
Every transaction is verified, trusted, and officially integrated
No other bill payment app in Oman offers this hybrid accessibility.
Khedmah is officially connected with Nama utilities and government-linked service providers, making your payments:
Accurate
Real-time
Traceable
Secure
Your bills are updated instantly — no delays, no errors, no pending issues.
Khedmah’s app is designed for speed and ease:
3-step bill payment flow
Secure encrypted transactions
Wallet support for quick repeat payments
Real-time receipts & history tracking
Arabic & English interface
You can pay your bills in under a minute — from anywhere in Oman.
While other apps focus only on utility payments, Khedmah is building Oman’s most powerful everyday services ecosystem:
Utility & telecom payments
Wallet services
Delivery & lifestyle services
Insurance access
Loyalty and rewards (coming soon)
It’s not just a bill payment app — it’s your daily services hub.
| Feature | Khedmah | Others |
|---|---|---|
| Electricity Bills | ✅ | ✅ |
| Water Bills | ✅ | Limited |
| Nama Integration | ✅ | Limited |
| Royal Oman Police Fines | ✅ | Limited |
| Digital Wallet | ✅ | ❌ |
| Insurance Access | ✅ | ❌ |
| Branch Support | ✅ | ❌ |
| Delivery & Lifestyle Services | ✅ | ❌ |
Khedmah clearly leads in features, coverage, and future readiness.
Faster transactions
More services in one place
Official integrations with utilities
Physical + digital service coverage
Backed by Dhofar Investments
It’s the platform designed for Oman Vision 2040’s digital economy — built to scale, secure, and serve.
Stop juggling apps.
Stop standing in queues.
Start managing your life — smarter.
Download Khedmah today and experience the most complete bill payment solution in Oman.
Khedmah — One App. Every Service.
