Khedmah
Khedmah

Our Story

Khedmah began as the customer service brand under Oman Investment & Finance Company (OIFC), a pioneer in utility billing and collection since 1979. For decades, OIFC was a household name in Oman, enabling access to essential services for individuals and businesses across the nation.

In 2017, the launch of the Khedmah brand marked a key shift — a move toward smarter, more user-centric service delivery through mobile and digital platforms. This evolution laid the foundation for a transformative journey.

In 2025, Dhofar International Development and Investment Company (Dhofar Investments) announced a landmark merger with OIFC Khedmah, marking a major milestone in the Sultanate of Oman’s economic and digital landscape. Khedmah is now under Dhofar Investments, a fully modernized, service-focused brand tailored for today’s digitally empowered customers. From paying bills and managing government services to handling logistics and loyalty reward programs, Khedmah has redefined what it means to serve.Today, we are more than a utility partner. Khedmah is your trusted everyday service provider, enabling ease, access, and empowerment for every Omani household and enterprise. 

This strategic step paves the way for Khedmah to be part of a larger, more integrated, and resilient entity — one capable of expanding into new horizons, diversifying investments, and delivering greater value to customers, partners, and communities.
 
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Our Vision

To be Oman’s most innovative and reliable service platform, uniting people and services through intelligent technology and a customer-first approach.
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Our Mission

To simplify daily transactions by offering a seamless blend of utility, telecom, government, and delivery services, delivered through intuitive platforms and a nationwide support network.
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Core Values

  • Customer-Centricity: Our customers are at the heart of everything we do
  • Transparency: We build trust through clarity, honesty, and accountability
  • Innovation: We embrace change to deliver smarter, faster, and better solutions
  • Empowerment: We enable people to take control of their time and tasks

Milestones

Our journey is marked by key milestones that reflect Khedmah’s growth and commitment to service: 

1979

OIFC founded to manage utility billing and collections in Oman

2000

Rapid service expansion across telecom and government sectors

2015

Launch of Wasel Exchange, providing logistics and remittance services

2017

Khedmah brand introduced to digitize and streamline service delivery

2020

Khedmah app surpasses 500,000 downloads, a digital milestone

2024

Licensed as a Payment Service Provider (PSP) by the Central Bank of Oman

2025

Khedmah transitions into a fully independent brand following strategic merger

Frequently Asked Questions

Welcome to our FAQ section! Here, we've compiled answers to the most common questions we receive to help you find the information you need quickly and easily.

You can pay electricity bills, water bills, or recharge your mobile instantly through the Khedmah App: 
Open the Khedmah App and log in. 
Go to “Bill Payments & Recharges.” 
Select the service provider. 
Enter your account or mobile number. 
Confirm the amount and complete payment through Khedmah Pay or your debit/credit card. 
You’ll receive an instant confirmation and digital receipt in the app. 
 

Yes, you can pay at any of 60 Khedmah branches or Wasel Exchange outlets, with over 90 service locations available across Oman. Present your original or duplicate bill to the teller. Payments can be made in cash or via debit/credit card (available at main branches). Many locations also have Bill Payment Machines (BPMs) available 24/7 for cash payments. A printed receipt will be provided as your acknowledgement.

You can use the Branch Locator on the Khedmah App or visit www.khedmah.om to find your nearest branch.

If a transaction fails, the amount is usually refunded automatically within 48 hours. If you don’t receive the refund, contact Khedmah Customer Support through the app’s Help section or call the Khedmah hotline with your transaction ID for quick assistance.

If your electricity, water, or telecom service was disconnected after payment: It may take some time for your payment to reflect with the service provider. Contact Khedmah Customer Support or visit your nearest Khedmah branch with your receipt for verification. We will coordinate with the provider to resolve the issue.

Yes. You can always view and pay your latest bill directly through the Khedmah App — no printed bill required. Simply enter your account number to see your outstanding balance.

Electricity and water services are subjected to disconnection if the over-due amount are accumulated for 60 days or more. In this case, you would need to either visit our nearest branch to you to report the matter, contact our call centre, or write to us via Contact Us.

You will have to update the concerned Authority regarding the change in ownership/usage. Once we get a notice from the concerned authority, we will revise the details on our system and send the revised bill and subsequent bills to you in your name.

For resolving the matter, you would need to visit nearest Khedmah branch for presenting the original bill mistakenly paid, and the wrongly paid amount will either be refunded or credited to your correct account number.

In this case, you would need to visit our nearest branch to you to report the matter, contact our call centre, or write to us through our website via Contact Us and we shall arrange for site inspection and update at later stage accordingly.
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